# CurrentClient — TL;DR

> The modern phone, SMS, and AI platform built for financial advisors.
> Communicate with your clients without friction or fines.

CurrentClient is a compliance-first communication platform for financial advisors and their teams. It combines a business phone system, compliant texting inbox, AI assistance, and deep CRM integration — all engineered around FINRA and SEC books-and-records requirements so advisors can talk to clients the way clients actually want to be reached.

## Who it's for

- Independent financial advisors and RIAs
- Wealth management firms (solo advisors to multi-team enterprises)
- Insurance and financial services professionals
- Any advisory team that needs SEC/FINRA-compliant client communication

## The problem we solve

Regulators have issued **over $2.7 billion in SEC fines for off-channel record-keeping violations**. Advisors are stuck between regulation and the way modern clients want to communicate — text, call, follow up fast — without exposing the firm to retention, supervision, or TCPA liability.

Relevant regulations CurrentClient is built around:

- SEC Exchange Act Rule 17a-4(b)(4) — books and records
- SEC Advisers Act Rule 204-2(a)(7) — communications retention
- FINRA Rule 4511 — preservation of records
- FINRA Rule 3110 — supervision of associated persons
- FINRA Regulatory Notice 17-18 — guidance on text/social communications

## Core capabilities

### Compliant SMS inbox
- 1:1 and group messaging from a dedicated business number
- A2P 10DLC carrier registration handled for you
- TCPA-compliant opt-in / unsubscribe / block management
- SMS templates, MMS, scheduled sends, out-of-office auto-replies
- Website "Text Us" widget, conversation reminders, global search
- Real-time team typing indicators and inbox business hours

### Business phone system
- Dedicated local and toll-free numbers (multiple per team)
- CRM-connected dialer (search the CRM, click to call)
- Multi-level IVR with custom routing, ring groups, business hours
- Automatic call recording and transcription
- Visual voicemail, call forwarding, contact-based routing
- Spam call screener and robocall filtering
- Web and mobile apps, auto call-note prompts, call metrics

### Compliance & archiving (built in, not bolted on)
- Native capture of every business message at send/receipt
- Immutable storage on AWS S3 Object Lock — end users can't edit or delete
- Automatic 5-year retention with audit trails and archive receipts
- Auto-delivery to firm archivers: Global Relay, Smarsh, Erado, MirrorWeb, Comply, Hadrius, Patrina, ArchiveIntel, MessageWatcher, and more
- DLP (Data Loss Prevention) policies and vendor due diligence packet
- SOC 2 Type 2 certified

### AI tools
- AI call transcription and automatic summaries with action items
- Smart reply suggestions and auto-drafted follow-ups
- AI receptionist that screens, answers, and routes calls when you're busy
- AI nudges that surface follow-ups pulled from your CRM
- Auto birthday and milestone texts; 30/60/90-day check-ins

### CRM integration & growth
- Auto-logs every call, text, and interaction back to the CRM
- Native integrations with **Wealthbox, Redtail, Salesforce, HubSpot, Practifi, Quivr, Slant, XLR8**
- Slack notifications, contact tags, segments, and history
- Digital business card and bio landing page, branded URL shortener
- Drip campaigns, appointment reminders, engagement analytics
- Zapier integration (Text and Phone plan)

## Pricing

Per-user, month-to-month, no contracts.

| Plan | Monthly | Annual | What's in it |
|---|---|---|---|
| **Text** | $27/user | $24/user | Compliant texting, CRM sync, archiving, group messaging, SOC 2 packet, 10 GB call recording storage |
| **Text and Phone** | $49/user | $44/user | Everything in Text, plus business calling, IVR, advanced routing, call metrics, Zapier, 50 GB call recording storage |

### Add-ons (per workspace)
- **Outreach Engine** — $29/mo — mass texts, sequences, keyword replies, API access (750 segments included)
- **AI Transcription + Summaries** — $15/mo — 300 minutes included, $0.06/min overage
- **AI Voice Agent** — $15/mo — AI receptionist, 60 minutes included, $0.50/min overage
- **AI Nudges** — free — smart follow-ups from CRM

### One-time
- **A2P 10DLC Registration** — $50 (carrier compliance requirement)

## Security

- SOC 2 Type 2 certified, audited annually
- Hosted on AWS (PCI DSS Level 1, ISO 27001, NIST 800-53, SEC Rule 17a-4(f) compliant infrastructure)
- AES-256 encryption at rest, TLS 1.3 in transit
- Multi-factor authentication enforced
- Least-privilege access control
- Drata monitoring 100+ controls continuously
- Annual employee security training

## Why CurrentClient over the alternatives

1. **Compliance is built-in, not bolted on** — A2P, TCPA, archiving, and supervision feeds work from day one
2. **Modern UX** — designed for advisors who don't want a 2010-era compliance tool (vs. legacy options like MyRepChat)
3. **Deep CRM auto-logging** — every interaction lands in the CRM without manual work
4. **AI baked in** — transcription, summaries, smart replies, AI receptionist
5. **Flexible pricing** — per-user, month-to-month, no long-term contracts

## Links

- Home: `/`
- Pricing: `/pricing`
- Security & SOC 2: `/security`
- Changelog: `/changelog`
- Customers: `/customers`
- Book a demo: `/book-demo`